目录
摘要Ⅱ
关键词Ⅱ
AbstractⅢ
引言
一、引言1
二、农地经营权抵押贷款案例说明2
（一）上海金山区农地经营权抵押贷款2
1．上海金山区背景 2
2．农地经营权抵押贷款模式2
（二）山东枣庄农地经营权抵押贷款3
1．山东枣庄背景 3
2．农地经营权抵押贷款模式4
（三）选取两地区比较分析简要综合说明5
三、农地经营权抵押贷款模式比较分析5
（一）农地经营权抵押贷款分层次差异比较分析6
1．抵押的主要对象和抵押物 6
2．农地经营权抵押交易机构和融资机制6
3．农地经营权抵押贷款的期限额度以及风险分担机制 7
（二）两地农地经营权抵押贷款总结8
（三）两地农地经营权抵押贷款共性问题9
1．抵押物价值难以确定并且不易处置 9
2．抵押贷款手续流程繁琐复杂10
四、研究结论及相关政策建议11
致 谢 11
参考文献12
附录 调查问卷13
“三权分置”制度农地经营权抵押贷款模式比较分析研究
摘 要
“三权分置”制度的提出使农地经营权抵押贷款的实现成为了可能，全国各地陆续开展农地经营权抵押贷款试点。但在实行的过程中，因各地区的实际发展情况不同，在经济、地理、环境、政策方面均存在显著的差异，所以会面临着不同的问题，为解决这些产生的不同问题，所具体实施的模式会有所不同，存在差别。本文以上海金山区和山东枣庄地区为主要调研对象，对其在“三权分置”制度下的农地经营权抵押贷款模式进行研究，对不同经营主体下的人群的贷款流程、贷款金额、贷款意愿等多方面进行全方位调查；同时主要针对两者不同的农地经营权抵押贷款模式进行比较分析，剖析两者的机制与现状，进行全方面细致入微的比较。通过这两个地区的农地经营权抵押贷款模式的比较分析，总结两个地区的规律以及不同抵押贷款模式在各种条件下的适用情况，并根据具体分析的结果总结提出有助于增加农民收入，促进“三权分置”下农地经营权抵押贷 *51今日免费论文网|www.51jrft.com +Q: ^351916072# 
款平稳发展运行的政策性的建议。
COMPARATIVE ANALYSIS AND RESEARCH ON THE MODE OF MORTGAGE LOAN OF FARMLAND MANAGEMENT RIGHT UNDER THE SYSTEM OF "THREE SEPARATE RIGHTS"
ABSTRACT
The system of "three separate rights" makes it possible to realize the mortgage loan of farmland management right. However, in the process of implementation, there are significant differences in economy, geography, environment and policy due to the actual development situation of different regions. Therefore, different problems will be faced. To solve these problems, different modes of implementation will be different. Taking Jinshan district of Shanghai and Zaozhuang district of Shandong province as the main research objects, this paper studied the mode of mortgage loan of farmland operation right under the system of "three separate rights", and made an allround investigation on the loan process, loan amount and loan intention of people under different operating entities. At the same time, it mainly makes a comparative analysis of the two different mortgage models of farmland management rights, analyzes the mechanism and status quo of the two, and makes a detailed comparison in all aspects. Through the two regions of agricultural land management rights mortgage mode of comparative analysis, summarizes the law of the two regions, and different mortgage model under various conditions applicable situation, and put forward are summarized according to the result of a concrete analysis is helpful to increase farmers income, promote the "three division" agricultural land management rights mortgage run steady development policy suggestion.

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