目录
摘要Ⅱ
关键词Ⅱ
AbstractⅢ
引言
一、引言 1
二、理论分析和文献综述 2
（一）理论分析 2
（二）文献综述 3
三、政策性农业保险发展历程 4
（一）江苏省政策性农业保险模式发展 4
（二）内蒙古自治区政策性农业保险模式发展 4
（三）江苏省和内蒙古自治区政策性农业保险实施情况比较 5
四、政策性农业保险作用于农户的收入效应分析 6
（一）变量选择 6
（二）变量描述性统计分析 7
（三）模型设计与回归分析 8
1. 面板数据相关性检验 8
2. 面板数据平稳性检验 9
3. 实证分析 9
4. 结论总结 10
五、总结及政策建议 11
参考文献12
致谢13
扶贫视角下的政策性农业保险的收入效应研究
摘 要
我国深度贫困地区多为农村地区，农民的主要收入来源是从事农业生产的经营性收入，农业自身弱质性、生产过程特殊性以及农民收入结构的特点决定了农民收入受自然和市场风险的双重影响。作为防范农业风险、保障农民利益、促进农业经济发展的一项政策工具，政策性农业保险在脱贫攻坚战中的重要性由此凸显。本课题基于农业保险政策扶贫现状，分析政策性农业保险的扶贫机制，以江苏省和内蒙古自治区近十年的政策性农业保险实践为研究对象，通过面板模型固定效应回归探讨农业保险政策作用于农户的收入效应。实证结果显示，通过政策性农业保险赔付和农业保险保费补贴能有效提高农户的人均可支配收入，从而起到扶贫的效果。结合东西部两个地区的自身特点进行比较分析，本文进一步探讨政策性农业保险对扶贫的作用以及存在的问题，试图从扶贫角度为政策性农业保险的创新发展提出建议。
RESEARCH ON THE INCOME EFFECT OF POLICYORIENTED AGRICULTURAL INSURANCE FROM THE PERSEPECTIVE OF POVERTY ALLEVIATION
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ABSTRACT
Most of the deeply impoverished areas in China are rural areas. The main source of income for farmers is the operating income from agricultural production. The weak nature of agriculture, the particularity of the production process, and the characteristics of farmers’income structure determine that farmers’ income is affected by both natural and market risks. . As a policy tool to prevent agricultural risks, protect farmers interests, and promote the development of the agricultural economy, the importance of policyoriented agricultural insurance in the fight against poverty is thus highlighted. Based on the current situation of poverty alleviation by agricultural insurance policies, this topic analyzes the poverty alleviation mechanism of policybased agricultural insurance. Taking the policy agricultural insurance practices of Jiangsu Province and Inner Mongolia Autonomous Region for the past ten years as the research object, the panel model fixed effect regression is used to explore the role of agricultural insurance policies on farmers The income effect, the empirical results show that through agricultural insurance compensation and agricultural insurance premium subsidies can effectively increase the per capita disposable income of rural households, thereby playing the role of poverty alleviation. By comparing and analyzing the characteristics of the two regions in the east and west, the role and problems of policy agricultural insurance in poverty alleviation are further explored, and attempts are made to provide suggestions for the innovative development of agricultural insurance policies from the perspective of poverty alleviation.

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